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UK Home Insurance

Posted: Fri Mar 10, 2023 4:14 pm
by Insane_Homer
Has anyone else received eye-water renewal quotes recently? Others in the office complaining of similar from theirs...

I just got mine from LV= for the next year - a small increase of only 61% from last year...
So Last year £386
new quote £ 624

Thankfully I knew this was imminent and have not been very happy with their service since they fcuked me on a claim in '2. I kept an email received from Tesco Insurance a few weeks ago highlighted in my inbox ready for just this type of eventuality.

New agreement with Tesco - £201

So Heather Smith MD of LV= GO FUCK YOURSELF YOU THIEVING CUNT

Re: UK Home Insurance

Posted: Fri Mar 10, 2023 4:26 pm
by GogLais
Insane_Homer wrote: Fri Mar 10, 2023 4:14 pm Has anyone else received eye-water renewal quotes recently? Others in the office complaining of similar from theirs...

I just got mine from LV= for the next year - a small increase of only 61% from last year...
So Last year £386
new quote £ 624

Thankfully I knew this was imminent and have not been very happy with their service since they fcuked me on a claim in '2. I kept an email received from Tesco Insurance a few weeks ago highlighted in my inbox ready for just this type of eventuality.

New agreement with Tesco - £201

So Heather Smith MD of LV= GO FUCK YOURSELF YOU THIEVING CUNT
I’m with LV, renewal was in November. Too lazy to check but any increase there might have been was reasonable. About £160 for a 3 bed semi, no claims for about twenty years.

Re: UK Home Insurance

Posted: Fri Mar 10, 2023 4:39 pm
by tabascoboy
Mine's going up by about 25%, no explanation as to why - never made a claim on it.

Re: UK Home Insurance

Posted: Fri Mar 10, 2023 4:42 pm
by GogLais
I’m worried now. Went down from £164 to £147, no change in circumstances.

Re: UK Home Insurance

Posted: Fri Mar 10, 2023 4:52 pm
by Sandstorm
Just renewed. £290 up to £360. Couldn’t find a better deal, although £360 matches what we were paying someone else 4 years ago.

Re: UK Home Insurance

Posted: Fri Mar 10, 2023 5:03 pm
by GogLais
Have you all got Rolexes at home? Don’t answer if you don’t want to.

Re: UK Home Insurance

Posted: Fri Mar 10, 2023 5:07 pm
by Sandstorm
GogLais wrote: Fri Mar 10, 2023 5:03 pm Have you all got Rolexes at home? Don’t answer if you don’t want to.
Bentley in the garage.

Re: UK Home Insurance

Posted: Fri Mar 10, 2023 5:07 pm
by Insane_Homer
The only additional high value item on the policy is wife's engagement ring which added about £20 to the policy. Everything else standard terms.

Re: UK Home Insurance

Posted: Fri Mar 10, 2023 5:08 pm
by dpedin
Are you guys quoting prices for building or content or both?

Re: UK Home Insurance

Posted: Fri Mar 10, 2023 5:09 pm
by Sandstorm
dpedin wrote: Fri Mar 10, 2023 5:08 pm Are you guys quoting prices for building or content or both?
Both. Only Globus gets separate quotes.

Re: UK Home Insurance

Posted: Fri Mar 10, 2023 5:52 pm
by dpedin
Sandstorm wrote: Fri Mar 10, 2023 5:09 pm
dpedin wrote: Fri Mar 10, 2023 5:08 pm Are you guys quoting prices for building or content or both?
Both. Only Globus gets separate quotes.
My building insurance is a joint policy with fellow owners of flats. Content insurance I organise myself. My building insurance remained roughly the same but my content insurance went down from £132 to £88 - a reduction of £44 - for exactly the same cover with Tesco Home Insurance. Ive not had a claim in 10+ years so that helps.

Re: UK Home Insurance

Posted: Fri Mar 10, 2023 6:22 pm
by Sandstorm
dpedin wrote: Fri Mar 10, 2023 5:52 pm
Sandstorm wrote: Fri Mar 10, 2023 5:09 pm
dpedin wrote: Fri Mar 10, 2023 5:08 pm Are you guys quoting prices for building or content or both?
Both. Only Globus gets separate quotes.
My building insurance is a joint policy with fellow owners of flats. Content insurance I organise myself. My building insurance remained roughly the same but my content insurance went down from £132 to £88 - a reduction of £44 - for exactly the same cover with Tesco Home Insurance. Ive not had a claim in 10+ years so that helps.
Your telly looks really wobbly on that cabinet.

Re: UK Home Insurance

Posted: Fri Mar 10, 2023 6:51 pm
by Slick
We are moving ours but because we have just been through laughably bad service when replacing a hob that got damaged. Idiots

Re: UK Home Insurance

Posted: Sat Mar 11, 2023 7:31 am
by Blackmac
I'm the same. I have been with Legal and General for years as they have always been very competitive. They were taken over by LV last year and this years quote went from ££429 to £795.
I phoned them to complain and said I wouldn't be renewing. I then did a price comparison to find they were the cheapest.
Haven't a clue what is going on.

Re: UK Home Insurance

Posted: Sat Mar 11, 2023 7:36 am
by Blackmac
GogLais wrote: Fri Mar 10, 2023 5:03 pm Have you all got Rolexes at home? Don’t answer if you don’t want to.
😂😂 Ehh, Yes I do. I've always been pretty stunned how cheap L&G used to be because one of my gardening clients actually owns an insurance brokerage. He looked at specialist insurance for my watches and a couple of bits of nice jewellery my wife has and the figures were actually higher than my house insurance. That was one of the reasons I stayed with the same insurer for so long

Re: UK Home Insurance

Posted: Sat Mar 11, 2023 7:57 am
by Biffer
GogLais wrote: Fri Mar 10, 2023 4:42 pm I’m worried now. Went down from £164 to £147, no change in circumstances.
You’re in Wales mate. Nothing worth nicking.

Re: UK Home Insurance

Posted: Sat Mar 11, 2023 10:05 am
by GogLais
Biffer wrote: Sat Mar 11, 2023 7:57 am
GogLais wrote: Fri Mar 10, 2023 4:42 pm I’m worried now. Went down from £164 to £147, no change in circumstances.
You’re in Wales mate. Nothing worth nicking.
Fair point. After the bastards stole our coal, slate, gold, copper, lead, water, language and land there’s ffyk all left. Which is why I moved to the Wirral.

Re: UK Home Insurance

Posted: Sat Mar 11, 2023 2:44 pm
by Glaston
GogLais wrote: Sat Mar 11, 2023 10:05 am
Biffer wrote: Sat Mar 11, 2023 7:57 am
GogLais wrote: Fri Mar 10, 2023 4:42 pm I’m worried now. Went down from £164 to £147, no change in circumstances.
You’re in Wales mate. Nothing worth nicking.
Fair point. After the bastards stole our coal, slate, gold, copper, lead, water, language and land there’s ffyk all left. Which is why I moved to the Wirral.
Do you have hubcap insurance?

Re: UK Home Insurance

Posted: Sat Mar 11, 2023 3:14 pm
by GogLais
Glaston wrote: Sat Mar 11, 2023 2:44 pm
GogLais wrote: Sat Mar 11, 2023 10:05 am
Biffer wrote: Sat Mar 11, 2023 7:57 am

You’re in Wales mate. Nothing worth nicking.
Fair point. After the bastards stole our coal, slate, gold, copper, lead, water, language and land there’s ffyk all left. Which is why I moved to the Wirral.
Do you have hubcap insurance?
I’ve got alloys I’ll have you know. Well I did when I last looked through the dining room shutters.

Re: UK Home Insurance

Posted: Tue Jun 06, 2023 5:29 pm
by Insane_Homer
LV= at it again,

just received the "Mazda" renewal for her car and it's gone from £449 to £846 - phoned up to tell them I won't be auto-renewing (sic) and she asks, is it because of the price (duh!) and she says it's due to new underwriters - LV=

edit: bang some deets into uswitch - Tesco - £330 :???:

Re: UK Home Insurance

Posted: Tue Jun 06, 2023 6:41 pm
by GogLais
Insane_Homer wrote: Tue Jun 06, 2023 5:29 pm LV= at it again,

just received the "Mazda" renewal for her car and it's gone from £449 to £846
Is it an RX-7?

Re: UK Home Insurance

Posted: Tue Jun 06, 2023 6:54 pm
by Insane_Homer
GogLais wrote: Tue Jun 06, 2023 6:41 pm Is it an RX-7?
2 year old CX-5

Re: UK Home Insurance

Posted: Tue Jun 06, 2023 7:00 pm
by Sandstorm
Insane_Homer wrote: Tue Jun 06, 2023 6:54 pm
GogLais wrote: Tue Jun 06, 2023 6:41 pm Is it an RX-7?
2 year old CX-5
One psycho women driver?

Re: UK Home Insurance

Posted: Wed Jun 07, 2023 5:25 am
by Insane_Homer
Sandstorm wrote: Tue Jun 06, 2023 7:00 pm
Insane_Homer wrote: Tue Jun 06, 2023 6:54 pm 2 year old CX-5
One psycho women driver?
She disagrees with you, but would like to know where you live?

Re: UK Home Insurance

Posted: Wed Jun 07, 2023 8:24 am
by lemonhead
Insane_Homer wrote: Tue Jun 06, 2023 5:29 pm LV= at it again,

just received the "Mazda" renewal for her car and it's gone from £449 to £846 - phoned up to tell them I won't be auto-renewing (sic) and she asks, is it because of the price (duh!) and she says it's due to new underwriters - LV=

edit: bang some deets into uswitch - Tesco - £330 :???:
Same.

They were one of the cheapest a few years ago but recent quote on Hyundai with 7yr no claims was £860. Found for £300 elsewhere